Medicare Advantage, also known as Medicare Part C, is an alternative to Original Medicare (Part A and Part B) that provides additional benefits through private insurance companies approved by Medicare. These health plans are generally either HMOs or PPOs. Medicare Advantage Plans are required to have at least the same benefits as Original Medicare, and they often include Part D prescription drug coverage. These plans may have lower premiums compared to Medigap plans but may require cost-sharing for services such as co-pays or co-insurance. They typically have provider networks, meaning you'll need to use in-network doctors and hospitals for full coverage, although some plans may offer out-of-network coverage in certain situations. There are different types of Medicare Advantage plans, including HMOs, PPOs, PFFS plans, and SNPs, each with its own rules and requirements. Enrollment in a Medicare Advantage plan is available if you have Medicare Part A and Part B and reside in an area where a plan is available during eligible enrollment periods. Choice City Health can assist in reviewing your options for Medicare Advantage plans.